Open a savings account online

Start where you are. Grow what you’ve saved.

Saving isn’t just about setting money aside. It’s about building something meaningful—whether that’s a safety net, or a little more breathing room. At Huntington, we help you shape your savings with care, clarity, and tools that make it easier to keep going.

Explore Savings Accounts

Explore savings accounts

    Certificate of deposit accounts built around your goals

    Plan with purpose. Save with certainty.

    A certificate of deposit (CD) is a savings option that helps you plan ahead. You choose the term. You earn a fixed interest rate. And you know what to expect.

    Explore CDs

    Money Market IRA

    Start planning for retirement

    You can start saving with a Money Market IRA account with just $1. Perfect for those new to IRAs and looking to grow their retirement funds.

    Explore MMA IRA

    Huntington SmartInvest Money Market Account®

    MMA exclusive to SmartInvest checking customers

    Exclusive deposit account only available to Huntington SmartInvest checking customers.

    Explore SmartInvest MMA

    Choose the savings path that fits your goals—and stay on track with scheduled transfers from your Huntington checking account.

    Huntington Premier Savings

    Apply NowLearn More

    Huntington Relationship Savings

    Apply NowLearn More

    Huntington Relationship Money Market

    Apply NowLearn More

    Disclosures

    Minimum to open

    $50

    $100

    $25,000

    Maintenance fees1

    $4 or $0

    (fee waiver available)

    $10 or $0

    (fee waiver available)

    $25 or $0

    (fee waiver available)

    Interest bearing

    ✔︎

    ✔︎

    ✔︎

    Non-Huntington ATM withdrawals

    $3.50

    $3.50

    $3.50

    International transaction fee

    3%

    3%

    3%

    Features that help you stay in control

      What Is a savings account?

      A safer place to grow your money with confidence

      A savings account helps you set money aside while earning interest over time. At Huntington, your savings are protected up to applicable limits by FDIC insurance, so you can focus on your goals, not your risk.

      Your account earns interest, which is added to your balance on a regular schedule. At Huntington, savings account interest is compounded and paid quarterly, helping your savings grow steadily.

      What Is compound interest?

      Let your savings earn on top of what you’ve already earned

      Compound interest means you earn interest on your deposits and on the interest you’ve already earned, as long as the money stays in your account. It’s a simple way to help your money grow faster over time. It’s one more way we help your savings work harder.

      Open a Savings Account Online

      Start saving in just a few steps—securely and on your schedule

      Opening a personal savings account online with Huntington is quick and secure. Most people complete the process in about 10 minutes.

      What You’ll Need:

      • Your Social Security number
      • A U.S. government- or state-issued ID (like a driver’s license or passport)
      • For joint accounts: the same information for the other applicant

      How to Apply Online :

      1. Choose your account — not sure which one fits?
      2. Enter your personal details. We’ll ask for basic information to get started.
      3. Tell us how you’ll use the account. This helps us tailor your experience.
      4. Fund your account. Make your first deposit and start savings with ease
      5. Review and submit. You’ll get a chance to look everything over before you finish.

      Contact Us

      We're here for you—online, by phone, or in a branch.

      Automated assistance

      Quick answers when you need them.

      Ask Us

      Speak with us

      We're here to help.

      Contact Us

      Find a branch

      Find your nearest Huntington branch.

      Branch Locator

      DISCLOSURES

      1 Huntington Premier Savings.  $0 with average daily balance of $300 or when you also own a Huntington personal checking account; otherwise $4. Huntington Relationship Savings. $0 with average daily balance of $2,500 or when you also own a Huntington personal checking account; otherwise $10. Huntington Relationship MMA. $0 with average daily balance of $25,000 or when you also own either a Huntington Perks Checking® or Huntington Platinum Perks Checking® account; otherwise $25.

      2 Money Scout.  Money Scout automatically schedules transfers from your selected checking account and credits your selected savings account. A money market account (MMA) cannot be a selected savings account for use with Money Scout. A scheduled transfer may be canceled before midnight ET on the day it is scheduled. Transfer amounts and frequency may vary and will reduce the money available in your account to cover other transactions. You are responsible for ensuring your account has sufficient funds. You may be charged overdraft fees if your account falls below -$50. Subject to eligibility, terms and conditions, and other account agreements.

      3 $50 Safety Zone and 24-Hour Grace. Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone®. Learn more at huntington.com/SafetyZone and huntington.com/Grace .

      4 Alerts. Message and data rates may apply.

      5 Overdraft Protection.  Increments of $100 can be transferred from available funds in a savings or money market account, and the transfer fee is $0. See additional information in the Huntington Consumer Deposit Account Agreement.

      Increments of $100 can be transferred from a personal credit line, up to the available credit limit and subject to the applicable personal credit line APR. Transfers can be made from a Voice Credit Card® up to 10% of the available credit limit and subject to the applicable cash advance APR. Terms and conditions for funding account still apply, such as paying interest on the credit lines. Not subject to grace periods.