Refining cash segmentation to support decision making
Cash segmentation helps clarify liquidity priorities and supports faster investment decisions. This guide outlines how to align segmentation with policy and planning objectives.
Fragmented liquidity visibility limits an organization’s financial agility and adds pressure to treasury and finance teams. Cash segmentation – the process of categorizing balances by purpose and availability – provides a clearer view of how cash supports operations and long-term planning.
When executed with policy and forecasting in mind, segmentation helps improve investment timing and decision-making across finance functions without adding complexity to liquidity management.
Inside this guide, you’ll find:
- An explanation of the four primary cash categories, including timelines, uses, and objectives.
- How segmentation supports more accurate forecasting and short-term investments.
- Governance and policy considerations for segmentation oversight.
- Steps to formalize or refine your segmentation model.
Build more clarity into your liquidity strategy
Cash segmentation supports more precise short-term planning, better risk management, and more accurate forecasting.
This guide offers a practical approach to segmentation to help teams apply or refine their process without adding complexity to cash management.
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