Commercial Asset-Based Lending Solutions

Unlock capital with asset-based lending

Put your company’s assets to work. Our team structures financing from $10 million to over $1 billion to support growth, acquisitions and other strategic priorities.

CREATIVE LENDING STRATEGIES

Tailored lending for growth

Huntington Business Credit specializes in asset-based lending solutions for private, public and private equity owned middle market and large corporate businesses.

$1.0 billion

in new managed commitments in 2025

22

office locations across the U.S.

>$8.8 billion

commitments under management

Who we serve

We’re a strong fit for businesses with $50 million or greater in revenue and solid working capital assets, especially those navigating cash flow challenges, rapid growth or seasonal cycles.

Industries we support

We provide asset-based lending solutions across a wide range of sectors, with deep experience in industries that rely on working capital.

Industries include:

  • Automotive
  • Building materials
  • Transportation
  • Food and agriculture
  • Consumer products
  • Manufacturing
  • Distribution
  • Retail
  • Business services and staffing
  • Healthcare
  • Metals and chemicals

Specialized lending for complex industry verticals

Retail finance

We provide senior secured asset-based lending for brick-and-mortar, omnichannel, and e-commerce retailers with regional or national reach.

Metals and chemicals

We support metal producers, service centers, brokers, scrap processors, and chemical manufacturers with tailored lending strategies that reflect the volatility and complexity of these markets.

Metals hedging capabilities

Through Huntington Capital Markets®, we offer tools to help manage commodity risk. Our capabilities include fixed price swaps, collars, caps and floors across a wide range of energy and metal commodities, including crude oil, natural gas, copper (LME & COMEX), aluminum, HRC steel, nickel and more.

Recent deals

Huntington Business Credit was privileged to play an instrumental role in these recent deals.

View All Deals

Related commercial services

Equipment financing

We offer an array of equipment financing and leasing options tailored to your business needs.

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Lender finance

We provide creative financing solutions and reliable execution for transactions from $50 million to $1 billion.

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Sponsor finance

We provide senior debt lending solutions for private equity sponsor-owned middle market companies.

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Payables Management

Scalable products and services that help streamline payments, reduce fraud risk and improve your organization’s working capital.

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Receivables Management

Secure payment solutions as varied as your customer base. Accelerate cash flow, improve information reporting and reduce risk.

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Capital Market investment banking

Huntington Capital Markets® and Capstone Partners offer solutions and expertise to help you effectively raise, protect and grow capital.

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Featured insights with industry expertise

Tap into insights designed to help you navigate today’s decisions and tomorrow’s opportunities.

Debt, Capital & Financing

What is a cash investment policy statement (IPS)?

An IPS can guide your liquidity and investment strategies. Our team created these resources to help you understand what to include in yours.

Read More

Debt, Capital & Financing

Equipment financing trends shaping investments

Learn how organizations could maximize opportunities based on the key trends we’re seeing in equipment financing.

Read More

Healthcare

How AI is impacting claims in the healthcare revenue cycle

Managing claims is a persistent challenge for providers. These AI solutions aim to resolve the root cause of the problem.

Read More

Connect with our Business Credit team

Let’s talk about your asset-based lending needs. Contact us or call us at 216-515-0754.

Contact Us Today

DISCLOSURE

Huntington Business Credit® is a federally registered service mark of Huntington Bancshares Incorporated.

Huntington Capital Markets® is a federally registered service mark and a trade name under which investment banking, securities, foreign exchange and derivatives services of Huntington Bancshares Incorporated and its subsidiaries, Huntington Securities, Inc. and The Huntington National Bank, are marketed. Securities products and services are offered by licensed securities representatives of Huntington Securities, Inc., registered broker-dealer and member, FINRA and SIPC. Banking products and services and derivatives are offered by The Huntington National Bank, Member FDIC.

Huntington Securities, Inc.: Business Continuity Statement of Financial Condition 12/31 (Audited) Statement of Financial Condition 6/30 (Unaudited) Order Routing MSRB Rule G-10 Disclosures

Huntington Capital Markets Important Disclosures

Capstone Partners is a trade name under which advisory and certain investment banking services of Huntington Bancshares Incorporated are marketed. Securities products and services are offered by licensed securities representatives of Capstone Capital Markets LLC, registered broker-dealer and member, FINRA and SIPC.

INVESTMENT PRODUCTS ARE: NOT INSURED BY THE FDIC • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE HUNTINGTON NATIONAL BANK OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED