Long Term Care Coverage
Americans are living longer and the consequence is more people needing long-term care. 60% of people receiving long-term care are below 18 years and above 64 years old; 40% of people receiving long-term care are working-age adults between the ages of 18-64.*
Consider long term care insurance as nursing home avoidance protection; people want to stay in their homes as long as possible and the majority of policies pay for care in the home or in assisted living communities, in addition to skilled nursing homes. Long-term care insurance is a valuable addition to any benefits portfolio. Traditional health insurance and disability insurance are not designed to pay for long-term care services. Additionally, Social Security and Medicare do not pay for the costs of long-term care.
Long-term care concerns of your employees can be significant drains to your company's productivity. The introduction of a group long-term care insurance plan can relieve your employees of some of the worry and help them protect their savings in the event that they need long-term care services. Call or email one of our professionals today for more details.
*Source: National Clearinghouse for Long Term Care Information **Source: Life and Health Insurance Foundation for Education
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