Long Term Care Coverage

We're living longer and the need for long-term care is increasing. It may not surprise you that people who reach age 65 have a 40 percent chance of entering a nursing home. About 10 percent of the people who enter a nursing home will stay there five years or more.* But, did you know that 40% of those people needing long-term care are under age 65?**

Long-term care insurance is a valuable addition to any benefits portfolio. It is unlikely that your other company benefits provide coverage for long-term care services. And, your employees may not be able to depend on government-sponsored programs such as Medicare or Medicaid. Long-term care concerns of your employees are significant drains to your company's productivity. The introduction of a group long-term care insurance plan can relieve your employees of some of the worry and help them protect their savings in the event that they need long-term care services.

Call or email one of our professionals today for more details.

*Source: U.S. Department of Health and Human Services, January 22, 2007.
**Source: Life and Health Insurance Foundation for Education, April 2008.