Check Positive Pay

Protect your accounts with Check Positive Pay.

Huntington's Check Positive Pay helps prevent check fraud and strengthen internal controls by systematically comparing checks presented on your account against the checks that you issue daily. We verify both check numbers and dollar amounts and report discrepancies to you via the Internet by 8:30 a.m. ET. If you identify a fraudulent check in the list we send you, simply notify us online by 1:00 p.m. ET. We will return this check to the bank of first deposit and credit your checking account. Our user-friendly system provides you with instant images of the checks with the click of a mouse. An integrated, online interface also allows our banking centers to verify checks against your issue file before cashing them.


  • Easy transfer of check issue files: Upload your check issuance file directly from your PC and transfer the data to Huntington or enter your check details directly via the Internet.
  • Online daily exceptions and decisions: Identifies checks not matching your issue file and facilitates online verification.
  • Image feature: Provides instant images of exception items online, which you can reverse, enlarge, fax, copy or forward to facilitate decision-making.
  • Extended timeframe for decisions and returns: Allows ample time to view, research and respond within deadlines defined by federal law.
  • Teller Positive Pay: Enables banking centers to match potentially fraudulent checks with your issue files – on the spot..

Reduces the risk of check fraud.

  • Strengthens internal controls: Your accounts payable information is electronically matched to the checks presented on a daily basis.
  • Provides peace of mind: Accounts of all sizes benefit, including high-volume payroll accounts and low-volume general accounts.

To learn more about Check Positive Pay, contact a Business Banker at your local banking office or call 1-800-480-4862 Monday to Friday between 7:30 a.m. and 6:00 p.m. ET.