The Ohio State University



A CHECKING ACCOUNT WORTH O-H!ING ABOUT. Huntington is proud to be the Official Consumer Bank of The Ohio State University and we have an eclusive offer just for Ohio State faculty and staff.

Click here for a detailed summary of account features and fees.

Thanks to our unique relationship with Ohio State®, we can now offer faculty and staff a premier checking account — without the monthly maintenance fee. Also, save on consumer loans with automatic payments from a Huntington checking account1. All from the most convenient bank on campus. Apply online or stop by a branch and ask about the benefits available exclusively to Ohio State faculty and staff. Welcome.

FEATURES AND DESCRIPTION

MONTHLY MAINTENANCE FEE $0 Monthly Maintenance Fee, exclusively for Ohio State Staff and Faculty.
INTEREST BEARING 0.15% Annual Percentage Yield
Rates are variable and may change.
Fees may reduce earnings.
ACCOUNT RELATIONSHIP BONUS Get a rate bump of 0.10% when you open your checking and link your Savings or MMA account.2 Learn more
CREDIT CARD BONUS Open a Huntington Voice Credit Card™ along with your Huntington 5 Checking and get an increase of 10% on Rewards. You may qualify for a 10% Bonus on points earned for rewards on your Huntington Voice Card when you open a new consumer deposit account. You must have chosen the Rewards option on your Huntington Voice Card and will need to maintain both the consumer deposit and Voice accounts to qualify. The 10% bonus is calculated each day by adding together your rewards points earned for each net purchase and multiplying that total by 10%. The 10% bonus in points will be added to your reward point totals and will be reflected on your credit card statement each month.
NON-HUNTINGTON ATM CASH WITHDRAWAL REFUNDS 5 Non-Huntington ATM withdrawals refunds(including surcharges). We’ll waive five (5) non-Huntington ATM cash withdrawal fees per statement cycle at any ATM worldwide. We’ll also waive 5 Non-Huntington ATM withdrawals for withdrawal fees on the same transactions charged by the owner of a non-Huntington ATM. You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.
LINKED SAVINGS OR MMA FEE WAIVER Waiver of Relationship Savings or Relationship MMA account minimum balance fee when linked to your Huntington 5 account.
24-HOUR GRACE® 24 Hour Grace® is our unique overdraft fee relief service that gives you more time not more overdraft fees when you're overdrawn. Learn more about how it works.
FREE OVERDRAFT PROTECTION TRANSFERS FROM SAVINGS/MMA For overdraft protection, we’ll waive our daily transfer fee if you choose our deposit-to-deposit overdraft plan. Regulations limit the number of transfers that can be made on savings and money market accounts.
DEBIT CARD No Huntington ATM fees, PIN, or signature fees, or maximum or minimum transactions fees
ID THEFT RESOLUTION SERVICES Our Identity Theft Guide explains the step-by-step process to report and resolve identity theft, and we'll provide professional assistance to answer questions regarding this process.
FREE ONLINE BANKING AND BILL PAY Review your account information and transfer funds securely with Online Banking.
FREE MOBILE BANKING Check your balance and transfer funds. Carrier's message and data charges may apply.
FREE ALERTS Automated text and/or e-mail messages that help you monitor and manage your finances. Carrier's message and data charges may apply.

 

1The customer is required to be actively employed by The Ohio State University, have a Huntington personal checking account and arrange for automatic payment in order to qualify for a consumer loan discount.

Loan rate discount excludes indirect loans, such as applications made through auto dealerships and consumer real estate secured loans.


Investment and insurance products and services are offered through The Huntington Investment Company, Registered Investment Advisor, Member FINRA/SIPC, and a wholly-owned subsidiary of Huntington Bancshares Incorporated. Investment and insurance products are:

Investment and insurance products are:
NOT A DEPOSIT • NOT FDIC INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY LOSE VALUE

 

2The interest rate on the Relationship Savings and Relationship Money Market account is variable, which means the interest rate can change at any time. If your rate changes after you open one of those accounts, you may qualify for an additional .15% to be added to your interest rate after that rate is adjusted if your account is tied to a Huntington 25 Checking. If your Relationship Savings or Relationship Money Market account is tied to a Huntington 5 Checking, you may qualify for an additional .10% to be added to your interest rate after that rate is adjusted. These interest rate additions will always be added to your interest rate after any rate adjustment, so long as you continue to link or tie your Huntington 25 Checking or Huntington 5 Checking to your Relationship Savings or Relationship Money Market account. There can be only one savings or money market account tied to a checking account. For your Relationship Savings account, the interest rate addition will also apply at account opening, which means you will receive an additional .15% at account opening if your Relationship Savings account is tied to a Huntington 25 Checking. If your Relationship Savings account is tied to a Huntington 5 Checking, you will receive an additional .10% to be added to your interest rate at account opening. Please see the rate sheet for details.