Huntington


A CHECKING ACCOUNT WORTH O-H!ING ABOUT.
Huntington is proud to be the Official Consumer Bank of The Ohio State University and we have an eclusive offer just for Ohio State faculty and staff.

Thanks to our unique partnership with Ohio State®,
we can now offer faculty and staff our premier checking account — without the monthly maintenance fee.

Plus, get closing cost discounts on mortgages and rate discounts on home equities. All from the most convenient bank on campus.

Learn more about banking benefits for Ohio State
faculty and staff
.

Or stop by a branch and ask about the benefits available exclusively to Ohio State faculty and staff. Welcome.

FEATURES AND DESCRIPTION

HUNTINGTON PLUS INTEREST Competitive interest rate tiers allow you to be rewarded
for your deposits.
WAIVER OF MONTHLY CHECKING
MAINTENANCE FEE
For each monthly statement period that you are an employee of The Ohio State University, Huntington will waive the monthly checking maintenance fee for your new Huntington Plus Checking™ Account.
24-Hour Grace® If your account is overdrawn, make a deposit during the next business day and make it right, and the overdraft fee will be waived. Learn more about how it works.
FIVE FREE NON-HUNTINGTON ATM WITHDRAWALS We'll waive our first 5 non-Huntington ATM cash withdrawal fees per statement cycle at any ATM worldwide. In addition, we will rebate up to the first 5 non-Huntington ATM transaction surcharges assessed during the statement period by the owner of a non-Huntington ATM. You will be responsible for any international transaction or other fees charged by the network.
FREE OVERDRAFT PROTECTION TRANSFERS FROM SAVINGS/MMA For overdraft protection in addition to our 24-Hour Grace® fee relief service, we'll waive our daily transfer fee if you choose our deposit-to-deposit overdraft plan.
FREE OVERDRAFT PROTECTION TRANSFERS FROM YOUR CREDIT LINE Waiver of daily transfer fee if you choose the Personal Credit Line Overdraft Protection Plan. Credit products subject to credit application and approval.
LINKED SAVINGS ACCOUNT Waiver of savings account minimum balance fee when linked to your Huntington checking account.
LINKED MONEY MARKET ACCOUNT Monthly maintenance fee waived when MMA account is linked to your Huntington Plus Checking Account.
DEBIT CARD USE FREE FROM HUNTINGTON No Huntington ATM fees, PIN or signature fees, or maximum or minimum transaction fees.
FREE IDENTITY THEFT RESOLUTION SERVICES Our Identity Theft Guide explains the step-by-step process to report and resolve identity theft, and we'll provide professional assistance to answer questions regarding this process.
FREE ONLINE BANKING AND BILL PAY Review your account information and transfer funds securely
with Online Banking.
FREE MOBILE BANKING Check your balance and transfer funds. Carrier's message and data charges may apply.
FREE ALERTS Automated text and/or e-mail messages that help you monitor and manage your finances. Carrier's message and data
charges may apply.
FREE HUNTINGTON EXCLUSIVE DESIGN CHECKS No check-printing charge for the Huntington Exclusive Design and three other select designs. All other styles are available at
the current price.
FREE SAFE DEPOSIT BOX Limit of one small deposit box and subject to branch availability.

LOAN BENEFITS FOR OHIO STATE FACULTY AND STAFF
Save with closing cost discounts 1 on a home purchase or refinance.

On home equity and consumer loans, save an additional .50%. 2

All credit products are subject to credit application. The customer is required to be actively employed by The Ohio State University, have a Huntington personal checking account and arrange for automatic payment in order to qualify for the closing cost discount on Huntington mortgages or the rate discount on home equities and other consumer installment loans.
1 Closing cost discount must be applied at the time of mortgage loan closing. All loans are subject to application, credit approval, satisfactory appraisal and title insurance. Other terms, conditions and restrictions may apply. Certain types of mortgages may not be eligible. Discount cannot be combined with any other discounts. Property insurance is required at the time of closing. Mortgage insurance may be required on loans that are more than 80% loan to value. This offer is for owner-occupied one unit dwellings.
2 Loan rate discount excludes loans originated by Huntington Mortgage Group and indirect loans, such as applications made through auto dealerships.

Trademarks of The Ohio State University used under license.

Huntington Plus Checking® and 24-Hour Grace® are federally registered service marks of Huntington Bancshares Incorporated. The 24-Hour Grace system and method is patented. US Pat No. 8,364,581.