Banking built for Buckeye Faculty and Staff

As the Official Consumer Bank of The Ohio State University®, our relationship with Ohio State runs deep. Buckeye Banking is built on the long-standing relationship between The Ohio State University and Huntington.

We work together with the Ohio State community by providing unique opportunities, investments, financial services benefits, and more.

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Buckeye Banking at Huntington

Huntington Perks Checking®

Building a relationship with Huntington has its perks, and a great place to start is Huntington Perks Checking. Perks Checking is an interest-bearing checking account with no minimum required to open that’s loaded with features designed to make your relationship with Huntington even more rewarding.

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Account Perks

No Monthly Maintenance Fee

We're offering this premier account to Ohio State faculty and staff without the standard monthly maintenance fee. And there's no minimum deposit needed to secure your Perks Checking account.

Earn Interest on Deposits

Perks Checking is an interest-bearing account, which means your deposits grow over time.

5 Free ATM Withdrawals

Getting cash when you need it should be easy, so we cover the fees on five non-Huntington ATM withdrawals per statement cycle.

Credit Score Monitoring

Credit reports are helpful, but we go further, with credit score monitoring at no added cost, giving you alerts§§ and insights that can help you improve your score. It could make quite a difference. On average, participating customers received a boost of 23 points in just 12 months.^

Additional Benefits

Better Savings Rates

Enjoy attractive relationship rates on savings and money market accounts, and extend the savings through all of your shared consumer accounts, owned by you or jointly with someone else.Ұ

Buckeye Banking Debit Mastercard®

Use the Buckeye Banking Debit Mastercard® and get 10% off gear at The Official Team Shop at The Jerome Schottenstein Center and Conrads College Gifts.

Ohio State BuckID

We're the only bank that links your Ohio State BuckID™ to your checking account so you use your BuckID™ at ATMs and make purchases with your PIN.

Checking Account Features

Huntington Checking accounts are loaded with features designed to look out for you and your financial well-being.

Qualify for Standby Cash®

Once you qualify, instantly access between $100 and $500 with our do-it-yourself, digital only line of credit. Eligibility is based primarily on your checking and deposit history, not your credit score. Just pay a 5% cash advance fee when you make a transfer. Pay it back over three months and there's no monthly interest charge when you set up automatic payments. Otherwise, a 1% monthly interest charge (12% APR) applies to the outstanding balances.

$50 Safety Zone® and 24-Hour Grace®

If you accidentally overdraw your account by $50 or less, you won't be charged an overdraft fee thanks to $50 Safety Zone®. And, if you overdraw by more than $50, 24-Hour Grace® gives you more time to make a deposit to avoid an overdraft fee or having a transaction returned##.


With just a few taps, send and receive money using your Huntington account with friends and family¶¶ who have a bank account in the U.S.≠≠

The Hub

The digital tools in The Hub makes it easier to track and analyze your spending, find areas for potential savings, and help you create and reach your financial goals.

Early Pay

If you have a Huntington checking account with direct deposit, you could get paid up to two days early††.

Check Deposit Availability

At no extra cost, you may have instant access to your funds—up to $500—of the checks you've deposited‡‡. Plus, All Day DepositSM is also available.

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See ATMs and full-service branches around campus.

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Ohio State University Faculty & Staff FAQ

Asterisk-Free Checking is a Huntington checking account with no monthly maintenance fee and no minimum balance requirement. Huntington Perks Checking is an interest-bearing account. This account includes all of the benefits of an Asterisk-Free Checking account; plus, your money will earn interest, you’ll receive five free non-Huntington ATM withdrawals statement cycle, relationship savings bonusҰ, and and credit score monitoring^. We're offering this premier account to Ohio State faculty and staff without the standard monthly maintenance fee. See all of the details of the Huntington Perks Checking account.

You can use any Huntington location on or off campus and receive all of the Ohio State Staff & Faculty banking benefits.

Switch your account to a Huntington Perks Checking account at any Huntington branch or by calling 855-341-4OSU (4678).
Bring your Ohio State University work identification card or give us your work email address.
You can link your BuckID to your checking account at any Huntington branch. Then you can get cash at ATMs and use it for PIN-based debit card purchases so you only have to carry one card.
Buckeye Banking is built on the long-standing relationship between Ohio State and Huntington. Read about our commitment to Ohio State and to making lives better, strengthening our communities, and businesses thrive at
Yes, use our switch form as a guide to help get organized once you are ready to start using your new Huntington checking account.
Yes. We have a Huntington banker specifically dedicated to Ohio State’s faculty and staff. To set up a time to meet, contact Kwasi Afreh at 614-480-5490 or

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  Standby Cash is subject to terms and conditions and other account agreements. A cash advance fee equal to 5% of the amount of the cash advance will be collected from your Eligible Deposit Account immediately after the cash advance is deposited in that account. A 1% monthly interest charge (12% Annual Percentage Rate) will be added to outstanding balances if automatic payments are not scheduled. Available through online banking or the Huntington Mobile app to individuals with an active Huntington consumer checking account with at least three months of consistent deposit activity of $1,000 or more, and an average daily balance of $200 or more over the last 30 days. An active or recent bankruptcy or other legal process may disqualify you. Other eligibility requirements apply, including your recent overdraft and/or return history, regardless of whether you are charged overdraft fees or have transactions returned or they are waived with our 24-Hour Grace® and $50 Safety Zone® services. We reserve the right to change eligibility criteria at any time. Line amount and/or ongoing availability may vary based on changes to your deposit activity, average daily balance, and number and length of overdrafts and/or returns on any of your Huntington deposit accounts. When any of your Huntington deposit accounts are in an overdraft status for more than one day, your Standby Cash line may be suspended until they are no longer negative. If 90% or more of the approved credit line is drawn three months in a row, Standby Cash will be suspended until it’s paid to a zero balance. Business checking accounts are not eligible for Standby Cash.

Huntington is the Official Consumer Bank of The Ohio State University®. All trademarks of The Ohio State University used under license. All third-party trademarks belong to their respective owners.

Buckeye Nation™, Buckeye Banking™ and BuckID™ are trademarks of The Ohio State University and used under license.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Mastercard, Debit Mastercard, and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Buckeye Banking Debit Mastercard is issued by The Huntington National Bank pursuant to a license by Mastercard International. Trademarks of the Ohio State University used under license. To apply, customer must reside in: IL, IN, KY, MI, OH, PA, WV.

With Huntington Platinum Perks Checking, we’ll waive all and with Huntington Perks Checking your first 5 non-Huntington ATM cash withdrawal fees per statement cycle at any ATM worldwide. We’ll also reimburse you for withdrawal fees on the same transactions charged by the owner of a non-Huntington ATM. You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.

^ The Monitoring Services are optional and are not available with all accounts. Enrollment requires agreement to the Services Terms & Conditions, which include important legal terms that a customer should read carefully before deciding whether to enroll.

Experian Partner Solutions Study, 2022. Huntington Bank Customers that subscribed to Credit Score and ID Monitoring Services between December 2020 and December 2021, with bundles including periodic credit reports, VantageScores, and/or summaries. VantageScore change measured 3, 6, 9, and 12 months post-enroll.

§§ Message and data rates may apply.

Ұ The interest rate on your Relationship Money Market or Relationship Savings Account may be better when you also own a Huntington Perks Checking or Huntington Platinum Perks Checking account. Ask a banker to see a rate sheet for details. Your interest rates and APY will be determined based on your zip code. Please note: If you are an existing Huntington customer with an address outside of our seven-state footprint, your interest rates and APY will be determined based on a Columbus, Ohio, regional zip code.

## Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at and

¶¶ For your protection, you should only send money to those you know and trust, such as family, friends and others such as your personal trainer, babysitter or neighbor. If you don’t know the person or aren’t sure you will get what you paid for, you should not use Zelle® for these types of transactions.

≠≠ Must have a bank account in the U.S. to use Zelle®.

†† You may receive a direct deposit up to two days early with Early Pay if 1) you have a checking account with us, 2) a recurring qualifying direct deposit, and 3) provide us a valid email address. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (800) 480-2265 and asking to have Early Pay removed. For more information, please see a Consumer Deposit Account agreement, or contact a branch. Learn more at Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible.

‡‡Check Deposit Availability. The first $500 of your total daily check deposits made at a branch, ATM, or through Mobile Deposit may be available to you immediately on the day we receive your deposit. For check deposits made from Saturday through Monday and Federal Holidays, up to $500 in total may be available immediately from all your check deposits over those days. Your remaining check deposit amount(s) will generally be available on the next business day. Subject to eligibility; longer holds and exclusions may apply. Please see your Funds Availability Policy for more detail.

24-Hour Grace®, Money Scout®, $50 Safety Zone®, Standby Cash®, and Huntington Perks Checking® are federally registered service marks of Huntington Bancshares Incorporated. All Day Deposit℠ is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending. Standby Cash is patent pending.