Business Banking: Key Things to Know
A little extra knowledge now that you’ve moved to Huntington Business Banking.
We’ll Look Out for Your Business, Right From the Start
Your Accounts and Services
Business Checking and Savings
We automatically selected the Huntington business accounts closest to your previous TCF accounts. We told you all about your Huntington accounts in the Welcome Package we sent in late August, and you can count on our help to make any account adjustments to suit your preferences or add value to your banking relationship.
All your current loans, lines of credit, equipment loans and leases, and other credit accounts transferred to Huntington with the same terms and conditions. Any autopayments you have arranged for your loans will continue unless you hear from us. If paying by mail, please note the new payment address on your first Huntington statement. For additional details, see the Huntington Welcome Package we sent in late August.
If you currently have a TCF or Chemical branded credit card, your account will continue to be managed by First Bankcard (the current provider) and will not move to Huntington. Your card will continue to work without any interruption. Please contact the telephone number or website listed on the back of your card for any questions.
We are continuing to support your previous overdraft coverage arrangements if possible, but our terms and qualifying accounts will be different in some cases. For details on how this will impact your specific overdraft coverage, please review the Welcome Package we sent you beginning in late August. Huntington also has innovative new ways to help you avoid overdraft and return fees, and they started working for you automatically on October 12: including no overdraft fee $50 Safety ZoneSM
, and 24-Hour Grace® for Business1
Unless you direct us otherwise, these relationships will automatically transition to Huntington on October 18.
Your Retirement Plan Services
We will continue to manage your retirement plan and your services will transition to Huntington with no changes. Our team of professionals will be available to help you every step of the way.
Safe Deposit Box
There will be no interruption in service unless we have notified you otherwise.
Account numbers have changed as of October 12. We mailed you a letter with your new deposit account number(s). They are also available in online banking. Remember to update your new account number anywhere you have it saved for incoming or outgoing digital payments.
Scheduled ACH deposits and payments will not be impacted by your account and routing number change unless otherwise notified. Huntington will notify providers of automated account deposits and payments of your new deposit account and routing number(s). Additional steps may be required for ACH Origination Treasury Management services.
Continue to use your TCF or Chemical checks until they run out. To order Huntington checks, visit a branch, order online at huntington.com, or call (800) 480-2265.
Most bill payees, and scheduled payments were transferred. If you are an eBill Present & Pay (EBPP) customer, please reestablish these payees the first time you log in to Huntington Online Banking. (Note: At Huntington, bill pay funds are debited from your account on the day we send the payment, not the payment delivery date. Bill payments and transfers entered before 8 p.m. ET will be processed on the same business day.) Please verify payees and scheduled payments before the due date.
Debit and ATM Cards
New Huntington Debit Mastercards were mailed in late September or early October to checking account customers, provided you used your TCF debit card for a purchase or cash withdrawal at least once in the 12 months leading up to your transition to Huntington. If you only have a savings account, we sent you an ATM replacement card.
Continue to use your current PIN. For your personal security, if your TCF PIN was 9999, we mailed you a new PIN prior to the date shown on the activation sticker on your new card. Activate and use your new card beginning on the date on the card activation sticker.
Remember to update your new card information anywhere you have it saved for automatic payments like mobile wallet, utilities, memberships, and online purchases.
Your TCF debit card will be deactivated on November 4, if you have not previously activated your new Huntington debit card or you have not received a new card.
Scheduled internal or external transfers set up through TCF digital banking need to be reestablished through online banking.
Night Deposit Box
Deposits made through one of our night depositories are typically considered received on the next business day after you make the deposit. Once received, availability of your deposit will be made in accordance with our Funds Availability Policy.
Based on your company’s banking relationship at TCF, we selected the online banking platform we think best suits the needs of your business. Whether you gained access to Huntington Online Banking or Commercial Online Banking, you should have received important instructions related to your digital tools, and we are available to help guide you.
Automated Telephone Banking
You have easy, 24/7 access to your account balances, and you are also able to make payments, transfer money, and more. Simply call (800) 480-2001 and identify yourself using your tax ID and secret code.
Your Reporting and Recordkeeping
Deposit Account Statements
Your TCF online account statements will still be available to you in online banking. You will receive a final deposit account statement from TCF either in the mail or in online banking, based on the delivery method you have chosen. Statement cycles will remain approximately the same as they are today. Accounts already linked for combined statements or for Total Relationship Balances will continue to be linked.
We will send your company and the IRS any applicable tax reporting information for 2021.
Quicken, QuickBooks and Mint users need to reconnect to Huntington to access their accounts and transactions in each platform. Complete the deactivation of your TCF Web Connect feeds and reactivate using the Huntington Bank transaction feed or using your Huntington transaction data.