Auto Loan Financing

Auto loans that go your speed

Whether you're buying or refinancing, Huntington offers flexible terms, competitive rates, and a fast application so you can drive forward with confidence.

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Auto loan financing options

Auto loan refinancing

Lower your monthly payment and keep more in your pocket.

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Auto lease buyout loans

If you love your leased car, we’ll help you make it yours.

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Buy from a private seller

Found the right car from a friend, family member, or online? We’ll help you finance it.

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Specialty vehicle loans

From boats to RVs to motorcycles, we offer financing for the vehicles that move you.

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Vehicle loans are only available for Ohio, Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Pennsylvania, South Carolina, South Dakota, West Virginia, and Wisconsin residents. Subject to credit approval.

Auto Loan Rates

Refinance a Non-Huntington Bank Auto Loan

Private Party Purchase, Lease Buyout, Refinance Huntington Bank Auto Loan

Model Year: 2026-2024

5.32% APR - 5.39% APR

8.83% APR - 8.89% APR

Model Year: 2023

5.52% APR - 5.59% APR

9.03% APR - 9.10% APR

Model Year: 2022

5.77% APR - 5.84% APR

9.28% APR - 9.35% APR

Model Year: 2021

5.92% APR - 5.99% APR

9.43% APR - 9.50% APR

Model Year: 2020

6.22% APR - 6.29% APR

9.73% APR - 9.80% APR

Model Year: 2019

6.57% APR - 6.64% APR

10.08% APR - 10.15% APR

Model Year: 2018

6.72% APR - 6.79% APR

10.23% APR - 10.30% APR

Model Year: 2017

8.57% APR - 8.64% APR

12.08% APR - 12.15% APR

Rates effective as of Friday, October 17, 2025.

Auto loans are only available for Ohio, Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Pennsylvania, South Carolina, South Dakota, West Virginia, and Wisconsin residents. Subject to credit approval.

Lending products subject to credit application and approval. Annual Percentage Rates displayed assume a $30,000 loan amount with a $170 loan processing fee and for our highest qualified applicants. Your actual annual percentage rates, term, and payment amount may be different depending on your credit history and the amount financed.

Special Offer: 3.5% Rate Discount

Looking to refinance your vehicle?

Refinance your auto loan from another bank and receive a 3.5% discount on the current rates in your area. This is a limited-time offer. Restrictions apply.

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Why choose a Huntington auto loan?

  • Loan amounts from $3,000 to $200,000
  • Terms up to 72 months for newer vehicles
  • Pick your first payment date, up to 60 days after closing
  • Manage everything online, from balance to payment history

Auto calculators

Find the right loan for your budget

Use Huntington’s auto calculators to estimate payments and compare loan options so you can choose what fits best for you.

Run the Numbers

Motor vehicle insurance

Vehicle coverage that moves with you

Whether you're updating your current plan or exploring new options, our insurance professionals can help you find coverage that fits to help protect you, your vehicle, and those around you.

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Insurance Products: Are Not a Deposit • Are Not FDIC Insured • Are Not Bank Guaranteed • Not Insured By Any Federal Government Agency • May Lose Value

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Quick answers when you need them.

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