Your Business Banking Transition

Welcome to Business Banking at Huntington.

TCF has officially joined Huntington and good things are on the way. Together, we'll be stronger, with more lending power and business specialty. And, we'll introduce you to powerful new digital tools and fresh solutions to help your business thrive.

For now, just keep banking with TCF as usual.We’ll update this site regularly, so visit again soon. We’ll continue to add all the details you’ll need for a smooth transition to Huntington.

Frequently Asked Questions

What's Ahead in 2021


TCF officially joins Huntington
(Keep banking as usual)


Your Huntington Welcome Package arrives with details you need for a smooth transition, including information about your Treasury Management services


Your business banking relationship moves to Huntington1

What Makes Huntington Different

We’re a bank that never hesitates to come up with big ideas that go beyond banking-as-usual. Whether it’s a business challenge or some other obstacle, we see challenges as opportunities to make things better. In recent years, we’ve made headlines with unique ideas that have helped our business customers bank more efficiently, pay fewer fees, control spending, and chart a stronger future.

We see our customers as people first. Because we know that in the end, yes, banking is about money, but it’s about people’s money: the money your business generates for you, your employees, and their families. That’s why we’re always looking out for you, which is why we think you’ll like banking at Huntington.

Answers to your Questions

Do I need to make any immediate changes?

Answer: For now, just keep banking at TCF as usual. We’ll send you all the details you need to know, in advance of any changes that impact your day-to-day banking.

Will I keep my current business banker?

Answer: Like TCF, Huntington understands the value of the trusted banking relationships you have established. We expect that many TCF bankers and support staff will join Huntington, and our goal will be to preserve as many relationships as possible.

How will my accounts change?

Answer: For your convenience, we will automatically select the Huntington account that is closest to your current TCF account. We’ll tell you all about it in advance, when we send you a Welcome Package describing your new accounts, as well as the many banking opportunities you’ll find at Huntington.

Will my account numbers change?

Answer: Your account and routing numbers will change. You will have access to this information via online banking, and we will also mail it to you.

Can I continue to use my TCF checks?

Answer: Yes, your checks will continue to work as usual, even after the transfer of your deposit accounts to Huntington on October 12. The first time you reorder checks after October 12, you’ll receive checks with your new account number, automatically.

How will you transfer my Treasury Management functions?

Answer: Helping you maintain effective treasury functions for your business is important to Huntington, and we’ll provide all the tools, services, and specialized expertise you need. You can count on our hands-on assistance to ensure a smooth and seamless transition. We’ll be providing all the details and updating this website with more information and resources this summer.

Will I keep my digital access?

Answer: Yes. When your TCF accounts become Huntington accounts on October 12, you’ll transition to our Huntington online services. We’ll be reaching out in advance with more details.

How about my loan or line of credit relationships? Will these transfer as well?

Answer: Yes, these credit relationships will transfer to Huntington, and we will notify you of any details you need to know. For now, you should continue to make loan payments, as you do today:

  • Mail to the address on your loan statement
  • Online at
  • At any TCF banking center

Will my credit card change in any way?

Answer: If you currently have a TCF or Chemical Bank branded credit card, your account will continue to be managed by First Bankcard (the current provider) and will not be transitioned to Huntington Bank. Your card will continue to work with no interruption. Contact the telephone number or website listed on the back of your card for any questions.

How do I apply for PPP forgiveness during this transition process?

Answer: To facilitate the transition in service of Paycheck Protection Program (PPP) loans to Huntington in anticipation of the merger, TCF has now stopped accepting forgiveness applications on May 14, 2021. All of TCF’s PPP borrowers will be able to apply for forgiveness through Huntington. Please watch your email for more information about when you can start using Huntington’s forgiveness process.

What happens to my FDIC coverage if I have accounts at both banks?

Answer: If you have accounts at both banks as of June 9, FDIC coverage of your deposits will remain separate through December 9, 2021 or possibly longer for CDs depending on the maturity date. If you have questions about your FDIC insurance, call the FDIC toll-free at 1-877-ASK-FDIC, or refer to the FDIC website for additional details at

When can I start banking at Huntington branches?

Answer: You may begin banking at Huntington branches on October 12, when the transition from TCF to Huntington will be complete. Starting June 9, you can use any of our 1,700+ Huntington ATMs to withdraw cash with no Huntington or TCF ATM fees.

Are any of my banking centers closing?

Answer: There will be some TCF and Huntington banking center consolidations, primarily in places where the TCF and Huntington locations are close to each other. If a banking center near you is affected, we’ll give you plenty of advance notice.

How is COVID-19 affecting Huntington service?

Answer: Banking center lobbies at TCF and Huntington have reopened, with procedures in place for your safety and the safety of our colleagues. We are continuing to follow the latest CDC guidelines regarding COVID-19.

How will Huntington support my community?

Answer: Supporting local communities is one of our top priorities. Huntington has a five-year, $20 billion Community Plan to help boost economic opportunity in neighborhoods throughout our newly expanded market area. In just this past year, we have placed $952 million in community development loans and investments, including loans supporting affordable housing. Now and in the future, we will continue to work with integrity and focus, working with our clients and giving back to the people and organizations who depend on us.

No. 1 SBA Lender

Looking out for local businesses helped make us the No. 1 SBA lender in our region and and in the nation in number of SBA 7(a) loans. We'd love to help your business, too.

SBA loans subject to SBA eligibility. Huntington is #1 in the nation in number of SBA 7(a) loans from October 1, 2017 to September 30, 2020. Huntington is the #1 SBA 7(a) lender in the region made up of Illinois, Indiana, Kentucky, Ohio, Michigan, West Virginia, and Western Pennsylvania from October 1, 2008 to September 30, 2020. Source: U.S. Small Business Administration (SBA).

Greenwich Associates

We owe it all to our customers

It’s an honor to be recognized by Greenwich Associates with a 2020 Greenwich Excellence Award for U.S. Middle Market Banking in a number of categories, including:

- Overall Satisfaction
- Likelihood to Recommend

Greenwich Excellence Award is based on over 11,000 interviews with businesses with sales of $10–500 million across the country. Comparisons are based on all banks covered across the United States.

First Bankcard® is a federally registered trademark of First Bankcard, a division of First National Bank of Omaha.

1Investment accounts provided to you by Cetera Investment Services LLC will transition in mid-October.

2$50 Safety Zone and 24-Hour Grace® for Business do not apply to returned items and their associated fees. Your account will be automatically closed if it remains negative in any amount for 60 days.

$50 Safety Zone and Lift Local Business are services marks of Huntington Bancshares Incorporated.

24-Hour Grace® is a federally registered service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.

TCF Investment Services located at The Huntington National Bank.

TCF Investment Services is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is not affiliated with the financial institution where investment services are offered. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

TCF® and the TCF logo are federally registered service marks of Huntington Bancshares Incorporated.