Your Commercial Banking Transition

Welcome to Huntington Commercial Bank

TCF has officially joined Huntington and good things are on the way. We look forward to bringing you the strength of our $168 billion in combined assets, the experienced guidance to deliver customized financial solutions, and, above all, the commitment to help take your company to the next level.

For now, just keep banking with TCF as usual. We’ll update this site regularly, so visit again soon. We’ll continue to bring you all the details you’ll need for a smooth transition to Huntington.

Frequently Asked Questions

What's Ahead in 2021


TCF officially joins Huntington
(Keep banking as usual)


Your Huntington Welcome Package arrives with details you need for a smooth transition, including information about your Treasury Management services


Your commercial banking relationship moves to Huntington1

What Makes Huntington Different

We’re a bank that never hesitates to come up with big ideas that go beyond banking-as-usual. At Huntington, every business challenge becomes an opportunity to make things better, with innovations that can help you bank more efficiently, optimize cash flow, do more with less, and chart a stronger future.

In the end, yes, banking is about money, but it’s about people’s money: the money your business generates for you, for your employees, and for families in your communities. We see our customers as people first – starting with your dedicated Relationship Manager and banking team, who will be supported by local executive leadership that understands your business. It’s the best way to look out for you. Which is why we think you’ll like banking at Huntington.

Answers to your Questions

Do I need to make any immediate changes?

Answer: For now, just keep working with your TCF commercial banking team as usual. We’ll send you all the details you need to know, well in advance of any changes that impact your day-to-day banking. We will also provide all the personalized assistance you may require to assure a smooth transition.

Will my current banking team change when we move to Huntington?

Answer: Like TCF, Huntington understands the value of the trusted banking relationships you have established. We’re asking TCF bankers and support staff to join us, and our goal will be to preserve current relationships whenever possible.

In addition, we can offer you many new strengths and advantages from our combined organization. Your Huntington relationship manager will have tools and expertise to help you capitalize on opportunities to grow your business, mitigate risks, plan ahead, weather volatility, and improve efficiencies. We have a wealth of experience in assisting large companies with complex financial operations, and we look forward to working with you to help your business work even better.

How will my deposit accounts transfer?

Answer: For your convenience, we’ll automatically select the Huntington commercial accounts closest to your current TCF accounts. We will send you a Welcome package describing your new accounts, as well as the many banking opportunities you’ll find at Huntington. Your Relationship Banker can also assist you in making any refinements that will improve your day-to-day money management.

Will my account numbers change?

Answer: Your account and routing numbers will change. You will have access to this information via online banking, and we will also mail it to you.

Can I continue to use my TCF checks?

Answer: Yes, your checks will continue to work as usual, even after the transfer of your deposit accounts to Huntington on October 12. The first time you reorder checks after October 12, you’ll receive checks with your new routing and account number, automatically.

How will you transfer my Treasury Management functions?

Answer: We understand the importance of these capabilities in helping you run your business, and we’ll be taking special care in the transition of these critical functions. We’ll automatically transfer your payees, Wire/ACH payment templates, some basic permission settings (your Company Administrator will be able to add specific entitlements for each user), and other personalized data. And we will also provide all the hands-on assistance you may require to ensure a smooth and seamless transition. We’ll be providing all the details well in advance.

How about my loan or line of credit relationships? Will these transfer as well?

Answer: Yes, these credit relationships will transfer to Huntington, and we will notify you of any details you need to know. For now, you should continue to make loan payments, as you do today.

Will my credit card change in any way?

Answer: If you currently have a TCF or Chemical Bank branded credit card, your account will continue to be managed by First Bankcard (the current provider) and will not be transitioned to Huntington Bank. Your card will continue to work with no interruption. Contact the telephone number or website listed on the back of your card for any questions.

How do I apply for PPP forgiveness during this transition process?

Answer: To facilitate the transition in service of Paycheck Protection Program (PPP) loans to Huntington in anticipation of the merger, TCF has now stopped accepting forgiveness applications on May 14, 2021. All of TCF’s PPP borrowers will be able to apply for forgiveness through Huntington. Please watch your email for more information about when you can start using Huntington’s forgiveness process.

What happens to my FDIC coverage if I have accounts at both banks?

Answer: If you have accounts at both banks as of June 9, FDIC coverage of your deposits will remain separate through December 9, 2021 or possibly longer for CDs, depending on the maturity date. If you have questions about your FDIC insurance, call the FDIC toll-free at 1-877-ASK-FDIC, or refer to the FDIC website for additional details at

How is COVID-19 affecting Huntington service?

Answer: Banking center lobbies at TCF and Huntington have reopened, with procedures in place for your safety and the safety of our colleagues. We are continuing to follow the latest CDC guidelines regarding COVID-19.

How will Huntington support my community?

Answer: Supporting local communities is one of our top priorities. Huntington has a five-year, $20 billion Community Plan to help boost economic opportunity in neighborhoods throughout our newly expanded market area. In just this past year, we have placed $952 million in community development loans and investments, including loans supporting affordable housing. Now and in the future, we will continue to work with integrity and focus, working with our clients and giving back to the people and organizations who depend on us.

First Bankcard® is a federally registered trademark of First Bankcard, a division of First National Bank of Omaha.

1Investment accounts provided to you by Cetera Investment Services LLC will transition in mid-October.

TCF Investment Services located at The Huntington National Bank.

TCF Investment Services is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is not affiliated with the financial institution where investment services are offered. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

TCF® and the TCF logo are federally registered service marks of Huntington Bancshares Incorporated.