New Business Online Users: when accessing the system for the first time, be sure to use the First-Time Login link. For help getting started, review the BOL Quick Start Guide or reference your Welcome Package and the Business Online email communications you received beginning the week of September 20th.

Your Commercial Banking Transition

Welcome to Huntington Commercial Banking Solutions

Good things are happening now that TCF has joined Huntington. Our combined resources make Huntington a top 25 U.S. bank holding company in asset size, with the strength to support an even wider range of your business activities. By combining our banking teams and operating systems, we can bring you new financial products and capabilities at Huntington.

Frequently Asked Questions

Key things to know

Here's where you'll find information about the transfer of your products, services, account history, and other important information.

Additional information can be located on the Treasury Management and Business Online transition resource page. The link was included in previous transition communications.

Learn more

Answers to your Questions

What are the key things to know about my transition to Huntington?

Answer: Refer to the Key Things to Know page, where you’ll find important information including details about transferring products, services, and account history.

When can I start banking at Huntington branches and ATMs?

Answer: You can now bank at any of 1,100+ Huntington branches and 1,700+ ATMs.

Are any of my banking centers closing?

Answer: There are some consolidations, primarily in places where the TCF and Huntington locations are close to each other. If a banking center near you is affected, we give you plenty of advance notice.

Will my current banking team change?

Answer: Like TCF, Huntington knows the value of trusted banking relationships. Many TCF commercial bankers and support staff have joined Huntington, and our goal is to preserve as many relationships as possible.

In addition, we can offer you many strengths and advantages from our combined organization. Your Huntington Relationship Manager has tools and expertise to help you capitalize on opportunities to grow your business, mitigate risks, plan ahead, weather volatility, and improve efficiencies. We have a wealth of experience in assisting large companies with complex financial operations, and we look forward to working with you to help your business work even better.

What happens to my FDIC coverage if I have accounts at both TCF and Huntington?

Answer: If you had accounts at both banks as of June 9, 2021, FDIC coverage of your deposits will remain separate through December 9, 2021 or possibly longer for CDs depending on the maturity date. If you have questions about your FDIC insurance, call the FDIC toll-free at 1-877-ASK-FDIC, or refer to the FDIC website for additional details at

How will Huntington support my community?

Answer: Supporting local communities is one of our top priorities. Huntington has a five-year, $40 billion commitment to strengthen our communities, small businesses and foster economic justice. In just this past year, we have placed $952 million in community development loans and investments, including loans supporting affordable housing. Now and in the future, we will continue to work with integrity and focus, working with our clients and giving back to the people and organizations who depend on us.

How did my deposit accounts transfer to Huntington?

Answer: For your convenience, we selected the Huntington commercial deposit accounts that were closest to your previous TCF accounts. We sent you a Welcome Package describing your new accounts, as well as the many banking opportunities you’ll find at Huntington. Your Relationship Manager can also assist you in making any refinements that will improve your day-to-day money management.

What happened with my account numbers, checks, statements, and other services?

Answer: Your account and routing numbers changed as of October 12, 2021. ACH customers received their new account numbers in mid-September along with detailed information on how to set up and initiate ACH Payments with Huntington. All other deposit customers should have received new account/routing numbers by mail before October 12. They are also viewable in Huntington® Business Online now that your accounts have moved to Huntington.

Even though your account numbers have changed, you can continue to use your TCF or Chemical checks until they run out.

You can learn more about these topics and many others on the Key Things to Know page. If you have questions that are not covered there, you can always speak with your Relationship Manager.

Where can I find my new Account Disclosure Document?

Answer: Your new Account Disclosure Documents were provided in the Welcome Package. You can also view the Commercial Account Disclosure Document and Treasury Management Agreement online.

How will you transfer my Treasury Management services?

Answer: We understand the importance of these capabilities in helping you run your business, which is why we took special care in the transition of these critical functions. We automatically transferred all active companies, users, deposit accounts, Wire/ACH payment templates, and basic entitlements to Huntington® Business Online. Direct ACH File Manager and Payment Center entitlements need to be set up by the Administrator. You are able to check and confirm these settings in Huntington® Business Online. We will also provide the hands-on assistance you may require to help ensure a smooth and seamless transition.

What will happen to the FedPayments® Reporter service?

Answer: This service transitioned to Huntington’s EDI Reporting service on October 12, 2021. You will continue to receive payment and remittance details about ACH credit or debit items received. Learn more in our comprehensive Treasury Management Transition Guide.

What happened with online banking?

Answer: You should already have gained access to Huntington® Business Online. If you need assistance please contact your Relationship Manager.

What is happening with my TCF/Chemical credit card?

Answer: If you currently have a TCF or Chemical branded credit card, your account will continue to be managed by First Bankcard (the current provider) and will not be transitioned to Huntington. Your card will continue to work with no interruption. Contact the telephone number or website listed on the back of your card for any questions.

How do I apply for PPP forgiveness during this transition process?

Answer: Huntington began accepting PPP forgiveness applications for TCF PPP loans as of June 16, 2021. Please contact your Relationship Manager with any questions.

What Makes Huntington Different

We’re a bank that never hesitates to come up with big ideas that go beyond banking-as-usual. At Huntington, every business challenge becomes an opportunity to make things better, with innovations that can help you bank more efficiently, optimize cash flow, do more with less, and chart a stronger future.

In the end, yes, banking is about money, but it’s about people’s money: the money your business generates for you, for your employees, and for families in your communities. We see our customers as people first – starting with your dedicated Relationship Manager and banking team, who will be supported by local executive leadership that understands your business. It’s the best way to look out for you. Which is why we think you’ll like banking at Huntington.

Learn more about our industry expertise and tailored banking solutions.

Huntington Commercial Banking is grateful for the


It’s an honor to be recognized by Greenwich Associates with a 2020 Greenwich Excellence Award for U.S. Middle Market Banking1 in categories including:

- Overall Satisfaction
- Likelihood to Recommend
- Cash Management Capabilities

We were also recognized by Greenwich Associates with a 2020 Greenwich Best Brand Award for U.S. Middle Market Banking1 in categories including:

- Ease of Doing Business
- Trust

1 Greenwich Excellence Award is based on over 11,000 interviews with businesses with sales of $10–500 million across the country. Comparisons are based on all banks covered across the United States.

A Roadmap for Consistent Growth and Navigating the Unexpected

At Huntington, we start with the belief that every commercial enterprise is unique. It’s why we study your business so intently, using our experience, our industry expertise and our financial resources to provide solutions just for you.

A Sophisticated Team

You’ll have a dedicated team of local, knowledgeable specialists, headed by a Relationship Manager who will coordinate our efforts to create solutions fully customized to your needs.

Innovative Treasury Management

We have tools, services, and Relationship Managers with specialized industry experience to help you meet today's operating needs and work toward future goals.

Transformative Strength

With your Huntington relationship, you will have the financial resources and industry expertise to help you redefine your company’s opportunities.

An Advocate for Your Community

Our five-year, $20 billion Community Plan will boost economic opportunity throughout our new expanded market area.

1 Greenwich Excellence Award is based on over 11,000 interviews with businesses with sales of $10–500 million across the country. Comparisons are based on all banks covered across the United States.

Banking products and services are offered by The Huntington National Bank, Member FDIC. Lending and leasing products and services, as well as certain other banking products and services, may require credit approval.

Trust and investment management services are provided by The Huntington National Bank, a national bank with fiduciary powers. The Huntington National Bank is a wholly-owned subsidiary of Huntington Bancshares Incorporated.

Other third-party product, service, and business names are trademarks and/or service marks of their respective owners.

First Bankcard® is a registered trademark of First National Bank of Nebraska, Inc.

TCF® and the TCF logo are federally registered service marks of Huntington Bancshares Incorporated.