Your Private Bank Transition

A Dedication to Looking Out for You.

Now that TCF has officially joined Huntington, our combined teams are working together to make your banking even better. You’ll learn about the smooth transition coming in October, and about the kind of teamwork and fresh, innovative thinking we’ll be using to move your financial plans forward.

For now, just keep banking with TCF as usual. We’ll continue to update this site regularly to bring you the details you’ll want to know about Private Banking at Huntington.

Frequently Asked Questions

What's Happening in 2021

  • June 9

    TCF officially joins Huntington (Keep banking as usual.)

  • August 27 – September 10

    Your Huntington Welcome Package is mailed with details to help with a smooth transition.

  • July-September

    We’ll help you update your username and password on so you’ll be all set to log in to Huntington Online Banking starting October 12. (Applies to most customers.)

  • September 30

    Mortgage and Personal Credit Line Online Access:

    September 30, 2021 is the last day to view mortgage and line of credit accounts in TCF Digital Banking. After this date you will still see your loan in TCF Digital Banking, but your balances and next loan payment due date may not be fully updated. View accounts online at Huntington beginning October 5.

  • October 4

    Last opportunity to initiate online bill payments or eBills through

  • October 8

    TCF digital and mobile banking will no longer be available beginning at 8 p.m. ET.

  • October 9-11

    Your TCF banking center will be closed. You can continue to bank at TCF and Huntington ATMs with no ATM transaction fees throughout the weekend. You can also use your TCF debit card or checks for purchases over the weekend.

  • October 12 - Welcome to Huntington

    Your TCF deposit and lending relationship moves to Huntington Private Bank®. You’ll have full access to all your deposit and loan accounts at any Huntington branch, ATM, or online.

  • November 1

    Trust and Investment Management services transition to Huntington. You will now be able to see your Trust and Investment Management accounts in online banking.

Key things to know

Here's where you'll find information about the transfer of your products, services, account history, and other important information.

Learn more

Answers to your Questions

What are the key things I need to know and do for my transition to Huntington?

Answer: To help prepare you for your transition to Huntington, we have compiled important information you need to know on the Key Things to Know page, where you’ll find important information including details about transferring products, services, and account history.

Do I need to make any immediate changes?

Answer: Continue to rely on your TCF Private Bank team as usual. We’ll send you all the details you need to know in advance of any changes that impact your day-to-day banking. We’re here to provide all the personalized assistance you may require to ensure a smooth transition. Keep in mind that, starting June 9, you can use any of the more than 1,700+ ATMs in our combined network to withdraw cash with no ATM transaction fees.

Will my current banking team change when we move to Huntington?

Answer: Like TCF, Huntington knows the value of Private Bank relationships and our goal is to maintain your current Private Bank Relationship Managers as you transition to Huntington.

You'll continue to work with your Private Bank team dedicated to serving the needs of high-net-worth families. We are committed to building long-term relationships based on careful listening, proactive advising, and mutual respect. Depend on us for responsive service and deep experience across a broad spectrum of banking and wealth management offerings.

When can I start banking at Huntington branches or ATMs?

Answer: You may begin banking at any of 1,100+ Huntington branches on October 12, when the transition from TCF to Huntington will be complete. Since June 9, you’ve been able to use any of our 1,700+ Huntington ATMs to withdraw cash with no Huntington or TCF ATM fees.

Are any of my banking centers closing?

Answer: There will be some TCF and Huntington banking center consolidations, primarily in places where the TCF and Huntington locations are close to each other. If a banking center near you is affected, we’ll give you plenty of advance notice.

In addition, TCF has entered into an agreement to sell 14 banking centers in Michigan to Horizon Bank, the wholly owned subsidiary of Michigan City, Indiana-based Horizon Bancorp, Inc. TCF and Horizon Bank will be providing additional information to impacted customers.

In connection with this sale, the following TCF banking centers will become Horizon Bank branches in September:

  • 144 W Huron Rd, Au Gres, MI
  • 125 N Michigan Ave, Big Rapids, MI
  • 1408 N Mitchell St, Cadillac, MI
  • 302 S Mitchell St, Cadillac, MI
  • 1425 Bridge St, Charlevoix, MI
  • 310 N Shiawassee, Corunna, MI
  • 211 W Main St, Fremont, MI
  • 521 W Main St, Gaylord, MI
  • 2500 S I-75 Business Loop, Grayling, MI
  • 7409 W Houghton Lake Dr, Houghton Lake, MI
  • 101 N Roland St, McBain, MI
  • 2910 Jefferson Ave, Midland, MI
  • 1345 E M 21, Owosso, MI
  • 220 S Main St, Standish, MI

What happens to my FDIC coverage if I have accounts at TCF and Huntington?

Answer: If you had accounts at both banks as of June 9, 2021, FDIC coverage of your deposits will remain separate through December 9, 2021 or possibly longer for CDs depending on the maturity date. Even after that, no action will be required if your combined balances are $250,000 or less. If your balances exceed that level, ask your Private Bank Relationship Manager about accommodations that can be made to help ensure you receive the maximum FDIC coverage allowed by law. If you have questions about your FDIC insurance, call the FDIC toll-free at 1-877-ASK-FDIC, or refer to the FDIC website for additional details at

How will Huntington support my community?

Answer: Supporting local communities is one of our top priorities. Huntington has a five-year, $40 billion commitment to strengthen our communities, small businesses and foster economic justice. In just this past year, we have placed $952 million in community development loans and investments, including loans supporting affordable housing. Now and in the future, we will continue to work with integrity and focus, working with our clients and giving back to the people and organizations who depend on us.

How will my deposit accounts transfer to Huntington?

Answer: For your convenience, we will automatically select the Huntington account that is closest to your current TCF account. In advance, we will send a Welcome Package describing your new accounts, as well as the many banking opportunities you’ll find at Huntington. Your Private Bank team will review these choices with you and discuss any potential adjustments you may wish to make.

What will happen with my deposit and loan account numbers, checks, statements, and other services?

Answer: Your account and routing numbers will change as of October 12, 2021. We’ll send you a letter with your new deposit and loan account and routing number(s) before October 12. They will also be available in Huntington Online Banking beginning October 12.

Continue to use your TCF or Chemical checks until the run out.

You can learn more about these topics and many others on the Key Things to Know page. If you have questions that are not covered there, contact your Private Bank service team.

Where can I find my new Account Disclosure Document?

Answer: Your new Account Disclosure Document was provided in the Welcome Package. You can also view Account Disclosure Document online.

What will happen with my debit card?

Answer: New Huntington Debit Mastercards will be mailed in early October to checking account customers, provided you have used your TCF debit card for a purchase or cash withdrawal at least once in the past 12 months. If you only have a savings account, you will receive an ATM replacement card.

Activate and use your new card beginning on the date on the card activation sticker.

You will continue to use your current PIN with your new card. For your personal security, if your existing TCF PIN was 9999, we will mail you a new PIN prior to the date shown on the activation sticker on your new card.

You may continue to use your TCF debit card until you have activated your new Huntington card. Your TCF debit card will be deactivated on November 4, 2021, if you have not previously activated your new Huntington debit card or you have not received a new card.

After October 12, remember to update your new card information anywhere you have it saved for automatic payments like mobile wallet, utilities, memberships, and online purchases. Your new Debit Mastercard comes with many great benefits. Visit for details about the benefits available to you.

What will happen with my investment and/or trust relationships?

Answer: These relationships will transition to Huntington automatically, with little or no effort on your part, on November 1, 2021. Your investment portfolio and trust directives will be unchanged. Your Private Bank Relationship Manager will provide full details at a later date. Account numbers will be provided to you ahead of time.

What is happening with online banking?

Answer: For most customers, when you log in to TCF digital banking, we will guide you through username and password updates, if we haven’t already, to make sure you are ready for a seamless transition to Huntington Online Banking. Once you make these updates, you will use this username and password to log into TCF digital banking now and Huntington online banking beginning October 12. After you’ve successfully logged into Huntington online banking starting October 12, you can set up any Huntington Heads Up®1 account alerts and begin using your new digital tools.

Bill Pay
Most of the payees and bill payments you already established within your TCF digital banking will transfer to Huntington, and your payment history will also be available. Note: At Huntington, bill pay funds are debited from your account on the date we send the payment, not the payment delivery date. Bill payments and transfers entered before 8:00 p.m. ET will be processed on the same business day.

Verify payees and scheduled payments before the due date.

Online Transfers
Scheduled internal or external transfers set up through TCF digital banking will need to be reestablished through Huntington Online Banking.

To learn more about features and services available with the Huntington Online Banking experience view the Digital Demos.

Will my loan or line of credit relationship transfer?

Answer: September 30, 2021 is the last day to view mortgage and line of credit accounts in TCF Digital Banking. After this date you will still see your loan in TCF Digital Banking, but your balances and next loan payment due date may not be fully updated.

These accounts will transition to Huntington between October 1 through October 4, and will be available for viewing in Huntington Online Banking on October 5, 2021.

Please be aware that only mortgage and line of credit information will show in Huntington Online Banking at this time. All other accounts will be viewable October 12, 2021.

An online banking profile may be created on by clicking “Enroll now” under “New to Online Banking” starting October 5. Watch your mailbox for a letter containing this information.

How can I set up online banking access at Huntington for my mortgage or line of credit?

Answer: An online banking profile may be created on by clicking “Enroll now” under “New to Online Banking” starting October 5. Watch your mailbox for a letter containing this information.

What is happening with my TCF/Chemical credit card?

Answer: If you currently have a TCF or Chemical branded credit card, your account will continue to be managed by First Bankcard (the current provider) and will not move to Huntington. Your card will continue to work without any interruption. Please contact the telephone number or website listed on the back of your card for any questions.

What Makes Huntington Different

We’re a bank that never hesitates to come up with big ideas that go beyond banking-as-usual. Whether it’s a personal financial challenge or some other obstacle, we see challenges as opportunities to make things better.

At Huntington Private Bank, we focus on your financial life goals. By understanding where you are today and where you want to be in the future, we work with you to take care of your family and your legacy. That's why we are looking out for you and why we think you'll value the Private Bank experience at Huntington.

Huntington Private Bank® is a team of professionals dedicated to delivering a full range of wealth and financial services. The team is comprised of Private Bankers, who offer premium banking solutions, Wealth and Investment Management professionals, who provide, among other services, trust and estate administration and portfolio management from The Huntington National Bank, and licensed investment representatives of The Huntington Investment Company, which offers securities and investment advisory services. Huntington Private Bank® is a federally registered service mark of Huntington Bancshares Incorporated.

Huntington Financial Advisors® is a service mark and trade name under which The Huntington Investment Company offers securities and insurance products and services. The Huntington Investment Company is a registered broker-dealer, member FINRA and SIPC, and registered investment advisor with the U.S. Securities and Exchange Commission (SEC). The Huntington Investment Company is a wholly-owned subsidiary of Huntington Bancshares Incorporated.

Certain insurance products are offered by Huntington Insurance, Inc., a wholly-owned subsidiary of Huntington Bancshares Incorporated, and underwritten by third-party insurance carriers not affiliated with Huntington Insurance, Inc.

Trust and investment management services are provided by The Huntington National Bank, a national bank with fiduciary powers. The Huntington National Bank is a wholly-owned subsidiary of Huntington Bancshares Incorporated.

1Message and data rates may apply.

TCF® and the TCF logo are federally registered service marks of Huntington Bancshares Incorporated.

Quicken® and QuickBooks® are registered trademarks of Intuit Inc.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

First Bankcard® is a registered trademark of First National Bank of Nebraska, Inc.

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Other third-party product, service, and business names are trademarks and/or service marks of their respective owners.