How to Check My Bank Account Balance

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Knowing your account balance is valuable. It can help you avoid Overdraft Fees and Monthly Maintenance Fees. With online bank statements, as well as online and mobile banking, it’s simple to stay in the know.

a young man looks at his account balance on his smartphone

It's fast and easy to check your account balance or access your bank statement if you’re a Huntington Online Banking customer. Simply go to huntington.com and log into your account, where your account number and balance will appear on the screen. From here, you can see your account history including purchases, deposits and pending transactions.

There are two ways to measure your balance: current balance and available balance. Current balance tells you the amount of money you have in your checking account including pending transactions. Your available balance refers to the amount of money you can use right away, therefore this excludes your pending transactions. It’s important to regularly check your account balance and balance your checkbook to avoid dipping below your minimum balance or getting charged an Overdraft Fee.

Checking your account balance on the Huntington Mobile app? The balance displayed is today’s beginning balance plus any pending transactions.

If you are enrolled in online statements, or would like to enroll, head to the statements tab of your Online Banking profile. You can view, print or download up to two years of bank statements.

Direct deposit is your ticket to Early Pay

Set up direct deposit for your Huntington Checking account, and you could start receiving your pay early. When we receive your direct deposit information from your employer, we make your pay available to you, up to two days earlyΩΩ.

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What is a minimum balance?

Depending on what checking account you have, you might need to meet a minimum balance to avoid a Monthly Maintenance Fee. The minimum balance varies for each account, and with Huntington’s Asterisk-Free Checking, there is no minimum balance or Monthly Maintenance Fee.

ΩΩ You may receive a direct deposit up to two days early with Early Pay if 1) you have a checking account with us, 2) a recurring qualifying direct deposit, and 3) provide us a valid email address. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (800) 480-2265 and asking to have Early Pay removed. For more information, please see a Consumer Deposit Account agreement, or contact a branch. Learn more at huntington.com/EarlyPay. Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible.