Cashing a Money Order

Read Time: 4 Min
Huntington explains where you can cash a money order, how to do it, and what you need to do it. Learn about money orders and other banking basics with us.
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If you’ve just received a money order, and you’re wondering how to cash in its value, where you can do it, and how it’s done, we can help. A money order is typically used to pay for goods and services in a more secure way, than providing cash and provides a way to document the transaction. Follow these steps to learn how to cash or deposit a money order.

Where You Can Cash a Money Order

You can cash a money order where it was issued (which should be printed on the money order), and Huntington provides money order cashing services at no additional charge to account holders. To help protect you from scams, our tellers will review the security features of the money order and go through some verification steps. We want you to know as soon as possible if you’ve been given a fake money order.

If you want to deposit a money order instead of cashing it, you can deposit it at a branch, as a mobile deposit in the Huntington Mobile app, or through an ATM. If you’re a Huntington customer, you can also take advantage of The Hub to help you manage your finances.

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How to Cash a Money Order

Cashing a money order is a lot like cashing a check because the same general guidelines apply.

The first thing to know about cashing a money order is when to sign it. Signing a money order is like endorsing a check. You don’t want to endorse a check until you’re at the bank, and the same applies to money orders.

To cash a money order (or deposit one) at Huntington follow these steps:

  1. Do not sign the money order yet.
  2. Go to your local branch.
  3. Present the original money order to the teller.
  4. Provide a government-issued ID.
  5. Provide your account information (signature card, ATM card, debit card, or deposit slip).
  6. Sign (endorse) the money order in front of the teller. This is typically on the back, but the teller can help you find the endorsement line.
  7. Receive the cash (or complete the deposit) and get a receipt for the transaction.

If you’re cashing a money order somewhere other than a Huntington branch, we recommend contacting them to find out what they need.

How Long are Money Orders Good For?

Money orders don’t expire, but locations that cash money orders may have their own policies. Huntington will cash money orders up to one year from the issue date, for customers and non-customers. A check-cashing fee will be charged for all non-customers.

If your money order is older than a year, you’ll need to take it to the place that issued it to cash it. It’s good practice to avoid this problem by cashing or depositing checks and money orders as soon as possible.

If you’re ready to cash or deposit your money order, visit a local Huntington ATM or branch, or use the Huntington mobile app. We have options to meet your schedule.

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The information provided in this document is intended solely for general informational purposes and is provided with the understanding that neither Huntington, its affiliates nor any other party is engaging in rendering financial, legal, technical or other professional advice or services, or endorsing any third-party product or service. Any use of this information should be done only in consultation with a qualified and licensed professional who can take into account all relevant factors and desired outcomes in the context of the facts surrounding your particular circumstances. The information in this document was developed with reasonable care and attention. However, it is possible that some of the information is incomplete, incorrect, or inapplicable to particular circumstances or conditions. NEITHER HUNTINGTON NOR ITS AFFILIATES SHALL HAVE LIABILITY FOR ANY DAMAGES, LOSSES, COSTS OR EXPENSES (DIRECT, CONSEQUENTIAL, SPECIAL, INDIRECT OR OTHERWISE) RESULTING FROM USING, RELYING ON OR ACTING UPON INFORMATION IN THIS DOCUMENT EVEN IF HUNTINGTON AND/OR ITS AFFILIATES HAVE BEEN ADVISED OF OR FORESEEN THE POSSIBILITY OF SUCH DAMAGES, LOSSES, COSTS OR EXPENSES.